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Do YouTubers Get Paid if I Use AdBlock?

The best bitrate for YouTube depends on your resolution, frame rate, and whether you are uploading SDR or HDR video.

That is the short answer. The useful answer is knowing the exact bitrate ranges YouTube recommends, when you should go higher, when bigger files do not help, and how bitrate fits into overall upload quality.

This guide breaks that down properly with current YouTube-recommended upload settings, practical creator advice, and the real-world trade-offs between quality, file size, processing time, and playback results.

Why trust this guide?

I am not writing this as an outsider. I am a YouTube Certified Expert. I have coached 500+ clients, built and grown multiple channels, earned six YouTube Silver Play Buttons, built a personal audience of 100k+, and spent years working across YouTube strategy, SEO, retention, metadata, channel systems, and technical publishing workflows.
This matters because bitrate questions often get answered with either outdated YouTube tables or unhelpful advice like “just upload the highest quality possible” with no context.
If you want help applying any of this to your own channel, you can book a discovery call.

Quick answer: what is the best bitrate for YouTube?

For standard SDR uploads, YouTube currently recommends around 8 Mbps for 1080p at 24–30 fps, 12 Mbps for 1080p at 48–60 fps, 35–45 Mbps for 4K at 24–30 fps, and 53–68 Mbps for 4K at 48–60 fps.

The best bitrate is usually the one that matches YouTube’s current recommendations for your format without creating needlessly huge files.

YouTube’s own recommended upload encoding settings say uploads should use the same frame rate they were recorded in, H.264 video, AAC-LC audio, and variable bitrate, with recommended bitrate ranges based on resolution and frame rate. It also says no bitrate limit is required, although it gives recommended values for reference.

Here is the current official YouTube bitrate guidance for SDR uploads.

Resolution 24, 25, 30 fps 48, 50, 60 fps
8K 80–160 Mbps 120–240 Mbps
2160p (4K) 35–45 Mbps 53–68 Mbps
1440p (2K) 16 Mbps 24 Mbps
1080p 8 Mbps 12 Mbps
720p 5 Mbps 7.5 Mbps
480p 2.5 Mbps 4 Mbps
360p 1 Mbps 1.5 Mbps

For HDR uploads, YouTube’s recommended bitrates are slightly higher.

Resolution 24, 25, 30 fps 48, 50, 60 fps
8K 100–200 Mbps 150–300 Mbps
2160p (4K) 44–56 Mbps 66–85 Mbps
1440p (2K) 20 Mbps 30 Mbps
1080p 10 Mbps 15 Mbps
720p 6.5 Mbps 9.5 Mbps

Simple rule: match your export bitrate to YouTube’s recommended range for your actual resolution and frame rate. Do not guess, and do not assume 4K numbers apply to 1080p.

Best bitrate for 1080p YouTube uploads

If you are uploading 1080p SDR video, the current official recommendation is:

  • 8 Mbps for 24, 25, or 30 fps
  • 12 Mbps for 48, 50, or 60 fps

That covers the majority of talking-head videos, tutorials, reaction videos, commentary, and general creator uploads.

If your 1080p video has lots of motion, fine detail, particles, gaming footage, or fast cuts, you may prefer to export toward the upper end of quality in your editor, but it still rarely makes sense to go wildly above YouTube’s guidance for standard uploads unless you have a specific production reason.

Best bitrate for 4K YouTube uploads

If you are uploading 4K SDR video, YouTube currently recommends:

  • 35–45 Mbps for 24, 25, or 30 fps
  • 53–68 Mbps for 48, 50, or 60 fps

This is one reason 4K uploads take longer to export, upload, and process. The files are much larger, and the recommended bitrate is far higher than for 1080p.

If you are wondering whether 4K is worth it at all, also read Should I Upload 4K to YouTube?.

Best bitrate for 60fps uploads

Higher frame rates need higher bitrate because there is simply more image data to preserve cleanly.

Format Recommended SDR bitrate
720p60 7.5 Mbps
1080p60 12 Mbps
1440p60 24 Mbps
2160p60 53–68 Mbps

This matters a lot for gaming, sports, movement-heavy vlogs, cinematic B-roll with motion, and anything where frame clarity matters more than static talking-head footage.

HDR vs SDR bitrate differences

HDR uploads need more bitrate than SDR at the same resolution because there is more image information to preserve.

For example:

  • 1080p SDR at 24–30 fps: 8 Mbps
  • 1080p HDR at 24–30 fps: 10 Mbps
  • 4K SDR at 24–30 fps: 35–45 Mbps
  • 4K HDR at 24–30 fps: 44–56 Mbps

If you are not intentionally producing HDR content with the correct pipeline, do not force HDR settings just because the bitrate numbers are bigger. Bad HDR workflows can make uploads look worse, not better.

Does a higher bitrate always help?

No. This is one of the biggest bitrate myths.

YouTube re-encodes uploads. That means your upload is not the final version viewers receive. Sending YouTube a clean, strong source file matters, but there is a point where increasing bitrate further just bloats your file without creating a visible benefit.

Bigger file does not always mean better result. Once you are already giving YouTube a high-quality source in the correct range, pushing the bitrate massively higher often creates longer export times and larger uploads without a meaningful quality win.

YouTube’s own upload guidance even says no bitrate limit is required, while still providing recommended bitrate ranges for reference. That should tell you the right mindset: quality matters, but bitrate is not a magic knob you can turn forever.

Bitrate vs quality in real life

Bitrate affects quality, but it is only one part of the chain.

Factor Why it matters
Source footage quality You cannot recover detail that was never captured cleanly
Resolution Higher resolutions need more bitrate
Frame rate Higher fps usually needs more bitrate
Codec and export settings H.264, progressive scan, and correct profile settings matter
Motion and detail Fast action and complex textures need more data
YouTube re-encoding Your upload is processed again after upload

That is why a beautifully shot 1080p file exported cleanly at the right bitrate can outperform a badly shot 4K file exported at a giant bitrate.

Smarter export settings beyond bitrate

If you want cleaner uploads, bitrate is not the only thing to check.

YouTube’s official recommendations also include:

  • Container: MP4
  • Video codec: H.264
  • Audio codec: AAC-LC
  • Frame rate: upload in the same frame rate you recorded
  • Scan: progressive, not interlaced
  • Chroma subsampling: 4:2:0
  • Sample rate: 48 kHz

Best practical export mindset: use the correct resolution, keep the original frame rate, export with a clean H.264 MP4 file, and match bitrate to YouTube’s current recommended range instead of guessing.

If you want to widen the technical picture, also read Should I Upload 4K to YouTube? and YouTube Stats for Nerds Explained.

Fresh official facts worth knowing

This topic gets much stronger when you anchor it to current YouTube documentation instead of old export presets people keep repeating for years.

Fact Why it matters What it means in practice
YouTube recommends 8 Mbps for 1080p SDR at 24–30 fps This is the baseline many creators need Most standard 1080p uploads do not need extreme bitrate settings
YouTube recommends 12 Mbps for 1080p SDR at 48–60 fps Higher frame rates need more data Do not use 30 fps bitrate assumptions for 60 fps uploads
YouTube recommends 35–45 Mbps for 4K SDR at 24–30 fps 4K needs much more bitrate 4K exports take more storage, upload time, and processing time
YouTube recommends higher bitrates again for HDR uploads HDR carries more image information Only use HDR workflows when the whole production pipeline supports it properly
YouTube says uploads should use the same frame rate they were recorded in Avoids unnecessary conversion issues Do not randomly change 30 fps footage to 60 fps just for upload

Video pick: RPM vs CPM on YouTube

Bitrate affects technical upload quality, but your business results still depend on the broader content system. This helps connect the technical side to the monetisation side.

Tools that really help with cleaner YouTube uploads

The old tools section needed a full rebuild. Tools should support a strategy, not pretend to replace one. These are the ones I would actually recommend first because they are relevant, trustworthy, and already supported by useful content on this site.

Tool Best for Why it earns a place here Best next step
YouTube Studio Checking playback performance, processing, and audience response This is where you connect technical decisions to actual viewer behaviour Learn how to read the right signals
vidIQ Topic research and discoverability Useful because technical upload perfection is still wasted if nobody clicks the video Try vidIQ or read my vidIQ review
TubeBuddy Publishing workflow and optimisation support Helpful when your bottleneck is consistent uploading and metadata, not just export settings Try TubeBuddy or read my TubeBuddy review
StreamYard Simple live production workflows Useful if part of your content system includes live content that later feeds your upload strategy Try StreamYard or read my StreamYard review
Syllaby Content planning and consistency Useful when your real growth problem is publishing enough good content, not bitrate itself Try Syllaby or read my Syllaby review

Which tool should you pick first?

  • Start with YouTube Studio if you want to connect technical upload choices to real viewer response.
  • Use vidIQ or TubeBuddy if your bigger issue is discoverability and packaging rather than export settings.
  • Use StreamYard if live content is part of your workflow.
  • Use Syllaby if consistency is the real bottleneck.

What I would do if I wanted cleaner YouTube uploads today

  1. Export in the same frame rate you recorded.
  2. Use a clean H.264 MP4 workflow.
  3. Match bitrate to your real resolution and frame rate.
  4. Do not massively overshoot the recommended bitrate for no reason.
  5. Focus on source quality, lighting, motion handling, and editing as well as bitrate.

Final thoughts

If you came here for the fast answer, here it is again: the best bitrate for YouTube depends on your resolution, frame rate, and whether you are uploading SDR or HDR video.

For most creators, that means 1080p SDR at 8 Mbps for 24–30 fps or 12 Mbps for 48–60 fps, with higher numbers for 1440p, 4K, and HDR.

The smart move is not to blindly crank bitrate forever. It is to export a clean source file that matches YouTube’s guidance and supports the footage you actually shot.

If you want help building a channel where the technical side and growth side work together, start with Who Is Alan Spicer?, read how I help creators and brands grow, or book a discovery call.

Frequently asked questions

What is the best bitrate for YouTube 1080p?

YouTube currently recommends 8 Mbps for 1080p SDR at 24–30 fps and 12 Mbps for 1080p SDR at 48–60 fps.

What is the best bitrate for YouTube 4K?

For SDR uploads, YouTube currently recommends 35–45 Mbps for 4K at 24–30 fps and 53–68 Mbps for 4K at 48–60 fps.

Does a higher bitrate always improve YouTube quality?

No. Once you are already supplying a clean source in the correct range, a much bigger bitrate often just creates larger files and longer upload times without a clear visible benefit.

Should I export in 60fps if I recorded in 30fps?

Usually no. YouTube recommends uploading using the same frame rate you recorded in.

What codec does YouTube recommend for uploads?

YouTube recommends H.264 video in an MP4 container for standard upload workflows.

What audio bitrate does YouTube recommend?

YouTube’s current recommendations include 128 kbps for mono, 384 kbps for stereo, and 512 kbps for 5.1 uploads.

Does bitrate matter more than video quality?

No. Source quality, lighting, motion, resolution, frame rate, and clean export settings all matter alongside bitrate.

What is the best export mindset for YouTube?

Match your actual resolution and frame rate, use a clean H.264 MP4 export, and stay close to YouTube’s current recommended bitrate ranges.

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HOW TO MAKE MONEY ONLINE TIPS & TRICKS YOUTUBE

Do YouTubers Get Paid if You Have YouTube Premium?

Yes, YouTubers get paid when YouTube Premium members watch their videos. Premium viewers don’t see ads, but YouTube shares part of every Premium subscription with the creators those members watch. YouTube now publishes the split, and says that on average a Premium signup earns creators more than the same person watching ads. Here’s how the money is worked out, what changes in 2027 and how to see it in your own analytics.

Last updated: 24 October 2026 · By Alan Spicer, YouTube Certified Expert

The short version: Premium replaces ad revenue on that view with subscription revenue. It doesn’t replace it with nothing.

The more useful questions are how the money is shared, whether Premium views are worth more than ad views, and how Premium fits into a wider YouTube income plan. That’s what this guide covers.

Why listen to me? I’m Alan Spicer, a YouTube Certified Expert since 2017 (including Content Ownership & Monetisation). I’ve coached 500+ creators, run 500+ channel audits and earned six YouTube Silver Play Buttons. When I audit a channel, RPM is the first number I check, and Premium revenue is part of that number.

For the wider picture, read what percentage of YouTubers make money. To apply it to your channel, book a free discovery call.

⚡ QUICK ANSWER: Do YouTubers get paid if you have YouTube Premium?

Yes. When a YouTube Premium member watches your video, you earn a share of their subscription instead of ad money. YouTube pools Premium revenue and shares it by member watch time and views, and says that on average creators earn more from a Premium signup than from that person watching ads.

How does YouTube Premium pay creators?

YouTube Premium pays creators by sharing subscription revenue according to how much members watch their content. YouTube’s help page says Premium membership fees are distributed to creators based on member watch time, the majority goes to partners, and payments arrive at the start of each month alongside ad revenue (YouTube Help).

  1. A viewer pays for YouTube Premium. They get ad-free, background and offline viewing across YouTube.
  2. They watch your videos. Their views and watch time are recorded, including background play and downloads.
  3. YouTube builds a revenue pool. A share of net subscription revenue goes into a creator pool: 30% for Premium and 60% for Premium Lite.
  4. The pool is split by watch behaviour. The pool is shared out by member watch time and views across all eligible creators.
  5. You receive your share. Your share is paid at 55% for long-form and 45% for Shorts, in the same monthly payment as ad revenue.
Viewer type What they see How the creator earns
Free viewer Ads may show Ad revenue, plus memberships, Super Thanks and other features if turned on
YouTube Premium member No ads Share of the Premium revenue pool, plus the same other features
YouTube Premium Lite member No ads on most content Share of the Premium Lite revenue pool, plus the same other features

Premium doesn’t cancel creator earnings. It changes where the money comes from.

VIDEO

My video on exactly this question, if you’d rather watch than read.

How much of YouTube Premium goes to creators in 2027?

YouTube puts 30% of net Premium subscription revenue and 60% of net Premium Lite revenue into dedicated creator pools, then pays creators 55% of their share for long-form and 45% for Shorts. YouTube published these figures on 10 August 2026 as part of its 2027 Partner Programme update.

Item Figure What it means
Premium creator pool 30% of net subscription revenue Net of costs including music partner payments
Premium Lite creator pool 60% of net subscription revenue Lite has no music benefits, so more goes to creators
How each pool is split By member watch time and views More Premium viewing of your content means a bigger share
Creator share: long-form 55% Same headline share as long-form ads
Creator share: Shorts 45% Same headline share as Shorts ads
Premium Lite availability All countries where Premium is offered Expanding as part of the 2027 changes

Source: YouTube Official Blog, 10 August 2026. YouTube says the pool percentages factor in the cost of running and promoting each service.

30%

Of net Premium revenue goes into the creator pool

60%

Of net Premium Lite revenue goes into the creator pool

55% / 45%

Creator share for long-form / Shorts

Monthly

Premium paid with ad revenue at the start of each month

Sources: YouTube Official Blog (10 August 2026); YouTube Help, Your content and YouTube Premium, checked 24 October 2026.

Premium Lite is the cheaper ad-free tier without YouTube Music benefits. I explain what the expansion means for your income in YouTube Premium Lite for creators, and what viewers pay in how much YouTube Premium costs.

Does YouTube Premium replace ad revenue?

Yes, for that view. A Premium member doesn’t see ads, so their view earns you Premium revenue instead of ad revenue. Every free viewer on the same video still earns you ad revenue as normal.

In plain English: ads are replaced by subscription revenue, not by nothing. That’s why the right answer to the main question is “yes, through a different revenue stream”.

Viewers who block ads without paying for Premium are a different case, because neither ads nor Premium money reaches the creator. I cover that in do YouTubers get paid if you use AdBlock.

Are Premium views worth more than ad-supported views?

On average, yes. YouTube says partners, on average, earn more from a Premium signup than from that same user watching ads, based on 2026 performance (YouTube Official Blog). That’s a change from the old advice that Premium views were roughly equal to ad views.

It isn’t guaranteed for every view. A Premium member who watches hundreds of hours across many channels spreads their share thinly, and in a high-CPM niche like finance, ad views can pay very well. The value depends on how much Premium members watch you, where they are, and what ads would have paid in your niche. My CPM by niche guide shows how big that ad gap can be.

Question Answer
Do Premium viewers help creators earn? Yes
Do Premium views count as ad views? No, they use Premium revenue sharing instead
Is a Premium signup worth more than an ad viewer on average? Yes, according to YouTube’s 2026 figures
Is every single Premium view worth more? No, it varies by audience, niche and watch time

For how view value changes across revenue types, also read do YouTubers get paid more if you watch the whole ad, do YouTubers get paid if you skip ads and how much 1 million YouTube views make.

What still counts when someone watches with Premium?

Almost everything still counts when someone watches with Premium. A Premium view counts as a view, adds watch time and retention data, and feeds recommendations exactly like a free view.

  • Public view count and watch time
  • Audience retention and recommendation signals
  • Progress towards YouTube Partner Programme thresholds
  • Your share of Premium revenue
  • Memberships, Super Thanks, products and other income

YouTube also confirms that background play counts towards your watch time, and that downloaded videos are recorded and added the next time the member goes online (YouTube Help). Since 24 August 2026, YouTube counts a view as soon as playback starts, while earnings are based on engaged views and engaged watch hours (YouTube Help). Downloads are a separate case from ripping videos with third-party tools, which earns creators nothing (see do YouTubers get paid if you download their video).

Why this matters for strategy: you don’t need to make “Premium-friendly” content. You need content people watch to the end. Premium revenue follows watch behaviour, so audience retention is the lever.

Who can earn from YouTube Premium views?

Creators in the YouTube Partner Programme who have accepted the right monetisation modules can earn from Premium views. For long-form videos that means the Watch Page Monetisation Module with watch page ads turned on, and for Shorts the Shorts Feed Monetisation Module (YouTube Help).

Requirement What you need
Join YPP with revenue sharing 1,000 subscribers plus 4,000 qualified watch hours in 12 months or 10 million qualified Shorts views in 90 days (YouTube Help)
From 1 February 2027 (new applicants) 1,000 subscribers plus 8,000 qualified watch hours in 365 days or 20 million qualified Shorts views in 90 days (YouTube Official Blog)
Long-form Premium revenue Watch Page Monetisation Module accepted and watch page ads on
Shorts Premium revenue Shorts Feed Monetisation Module accepted
Content Must follow YouTube’s channel monetisation policies

The 500-subscriber tier opens up fan funding and Shopping but not ad or Premium revenue. If you’re working towards the full threshold, read YouTube monetisation requirements 2027, how to get 1,000 subscribers and 8,000 watch hours and how to get monetised on YouTube in 2027.

Earning from YouTube but not sure where the money comes from?

On a free discovery call we’ll read your revenue sources together, from ads to Premium to memberships, and find the quickest way to raise your RPM.

  • Your RPM has dropped and you don’t know why
  • You’re close to YPP and want to qualify before 1 February 2027
  • You want income beyond ads

Book your free discovery call →

View coaching services & packages · Read client results

How do you see your YouTube Premium earnings?

You see YouTube Premium earnings in YouTube Studio under Analytics, then Revenue, where YouTube Premium appears as its own revenue source. You can also review Premium watch time and views by video.

Premium revenue is included in your RPM. YouTube defines RPM as total revenue per 1,000 views after YouTube’s share, covering ads, channel memberships, YouTube Premium, Super Chat and Super Stickers (YouTube Help). CPM covers only ad and Premium revenue on monetised views, before YouTube’s share. If you want to lift the number, my guide to increasing your YouTube RPM has nine practical steps, and what YouTube RPM is explains the basics.

How does Premium fit into a wider YouTube income strategy?

YouTube Premium is one part of your income mix, not something to build a strategy around directly. The best way to earn more from Premium is the same as earning more from ads: better topics, stronger thumbnails and intros, and more watch time.

A healthy YouTube income stack can include:

  • Ad revenue
  • YouTube Premium and Premium Lite revenue
  • Memberships
  • Super Chat, Super Stickers and Super Thanks
  • Affiliate links and sponsorships
  • Your own products, services or coaching

Premium is worth understanding but not worth obsessing over on its own. It rewards good content; it doesn’t replace it. To widen your income, read 9 YouTube revenue streams beyond AdSense, channel memberships, Super Chat and Super Thanks and my pillar guide on how to make money on social media.

Which tools help you build a monetisable channel?

The tools that help you build a monetisable channel are the ones that improve what people click and how long they watch, because that drives both ad and Premium revenue.

Tool Best for Next step
YouTube Studio Revenue sources, RPM and viewer behaviour YouTube Analytics explained
vidIQ Topic research and search-led growth Try vidIQ · vidIQ review
TubeBuddy Workflow, bulk edits and publishing Try TubeBuddy · TubeBuddy review
StreamYard Live streams, interviews and webinars Try StreamYard · StreamYard review
Syllaby Content planning and ideas Try Syllaby · Syllaby review

People also ask

Does YouTube Premium Lite pay creators?

Yes. YouTube Premium Lite has its own revenue pool, set at 60% of net Lite subscription revenue, shared by member watch time and views. I cover it in detail in YouTube Premium Lite for creators.

Do Premium views count towards monetisation?

Yes. Premium views from public videos count towards watch hours and views like any other, so they help you reach YPP thresholds. See what qualified watch hours and views are.

Is it better to watch with Premium or ads to support a creator?

Either works, but YouTube’s own figures say Premium signups earn creators more on average. Adding a membership, Super Thanks or using their affiliate links supports them most directly.

What I would do to earn more from YouTube

  1. Stop thinking only in terms of ads.
  2. Make content that holds attention for longer.
  3. Use analytics to understand viewer behaviour, not vanity numbers.
  4. Build a revenue mix with more than one stream.
  5. Treat Premium as part of the system, not the whole plan.

Frequently asked questions

Do YouTubers get paid if I have YouTube Premium?

Yes. Premium members don’t see ads, but creators in the YouTube Partner Programme earn a share of Premium subscription revenue based on how much members watch their content. The money arrives in the same monthly payment as ad revenue.

Do Premium views count as ad views?

No. A Premium view doesn’t serve an ad, so it isn’t an ad view. It still counts as a normal view for your public view count, watch time and analytics, and it earns you money through Premium revenue sharing rather than ad revenue.

Are YouTube Premium views worth more?

On average, yes. YouTube says partners earned more on average from a Premium signup than from that user watching ads, based on 2026 performance. Individual results still vary with your audience’s location, how much they watch and how much ads would have paid in your niche.

Do YouTubers lose money if I watch with Premium?

No. Premium swaps the ad revenue from your watch for a share of your subscription. Because YouTube says creators earn more on average from Premium signups than from ad viewers, watching with Premium usually supports the creator at least as well as watching ads.

Can small YouTubers earn from Premium?

Yes, once they qualify for ad and Premium revenue sharing. That needs 1,000 subscribers plus 4,000 qualified watch hours in 12 months or 10 million qualified Shorts views in 90 days, rising to 8,000 hours or 20 million Shorts views for new applicants from 1 February 2027.

Does YouTube Premium affect memberships or Super Thanks?

No. Premium only changes the ad experience. Channel memberships, Super Chat, Super Stickers and Super Thanks are separate revenue streams, so a Premium member can still support a creator through any of them.

Does background play or downloaded Premium viewing count for creators?

Yes. YouTube says background play counts towards your watch time, and downloaded videos are recorded and added to your watch time the next time the member goes online. Both feed into how Premium revenue is shared.

How do I see my YouTube Premium earnings?

Open YouTube Studio, go to Analytics, then the Revenue tab. YouTube Premium appears as its own line in your revenue sources, and you can view Premium watch time and views by video. Your RPM also includes Premium revenue alongside ads, memberships and Super Chat.

Final thoughts

Yes, YouTubers get paid if you have YouTube Premium. They don’t earn from ads on your view; they earn from a share of your subscription, split by watch time, and YouTube’s own 2026 figures say that share is worth more on average than an ad viewer.

Premium is still only one stream. The bigger goal is content people want to watch, because watch behaviour drives almost everything else. If you want help building that kind of channel, read how I work with creators or book a free discovery call.

About the author

Alan Spicer is a YouTube Certified Expert (since 2017) and independent YouTube consultant with 20 years of self-employment. He has coached 500+ creators, run 500+ channel audits, worked on the vidIQ customer success team from 2020 to 2021, and helped channels such as Coin Bureau Trading grow from 15k to 100k+ subscribers in eight months. He has six YouTube Silver Play Buttons and a combined audience of 100K+.

Want more from every view, Premium or not?

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p style=”font-size:0.85em;font-style:italic;color:#6c757d;margin:24px 0″>Sources: YouTube Help, Your content and YouTube Premium, Understand ad revenue analytics, Overview of the expanded YouTube Partner Programme and How engagement metrics are counted; YouTube Official Blog, YouTube Partner Program updates for 2027 (10 August 2026). All checked 24 October 2026. Affiliate disclosure: some links on this page are affiliate links (marked rel=”sponsored”). If you sign up through them I may earn a commission at no extra cost to you. Programme terms change, so check current terms on each provider’s site.